Start by asking yourself the following questions:

• Is your investment portfolio properly positioned for the current market environment?
  
  
• Does your investment portfolio dynamically adjust to changing market conditions and risks?
  
  
• Does your investment portfolio participate in growth opportunities outside of U.S. stocks and bonds?
  
  
• Does your investment portfolio have a meaningful allocation to commodities as a hedge for inflation?
  
  
• When interest rates begin to rise, will your investment portfolio adjust to minimize the impact?
  
  
• Are you confident your portfolio will reduce losses during the next market bubble?
  
  
• Are you aware of the high fees charged by most actively managed mutual funds and 4 out of 5 funds underperform their respective market benchmarks?
  
  

If you answered "No" to any of the above questions, you should consider
contacting a CIM Advisor to learn how the InvestFlex™ Strategies may be used
as a potential solution to your investment needs.